Nowadays borrowers have trouble getting a mortgage to buy the home of their dreams,all because of no official reasons to refuse and the unfortunate part is people who have an ideal credit history are denied too. The reasons may be different, but the most common are the the refinancing rate, level of the economy, the number of defaults, the internal regulations of the banks, the age of the borrower, etc.
Lucky for us we have HOMELOANS an international platform for p2p loans built on the Ethereum BlockChain which will be powered by the HLCoin cryptocurrency that will allow users to lend to each other for the purpose of purchasing real estate all over the world at a minimum interest rate  without resorting to intermediaries in the sale and purchase of  P2P transactions. Anyone who owns HLCoin is automatically an investor. Person-to-person loans, peer-to-peer investments, social loans, P2P loans are all loans to individuals without the participation of traditional financial actors such as banks.
Platform HomeLoans started as a company in 2011 to focus on real estate transactions and loans secured by real estate in 2013, aimed at providing optimal solutions to its customers. To improve the professional level in the field of real estate sales and mortgage lending each year, our employees trained, as evidenced by the corresponding certificates. Every year our organization participates in all forums, which take place in the framework of mortgage lending. Our partners such giants as Sberbank, VTB 24, Gazprombank, URALSIB. For programming this platform, we have attracted programmers and experts on smart contracts. Also in the process of developing and running we will attract specialists from the blockchain.
HOME LOANS will be an easily accessible financial platform through which people from all over the world can convert their savings into HLCoin currency supported by a real estate for a potential yield from real estate lending, property purchase and protection their income from inflation. In future we will be able to help all the 1.6 billion people who do not have their own housing, and also all those who, for one reason or another, was refused by banks, adding them to a new global decentralized crypto ecosystem.

The international lending platform for real estate HOME LOANS provides for such types of loans as:
1. Loans for housing under construction.
2. Loans for secondary housing.
3. Loans for commercial real estate.
4. Loans for land purchase.
5. Loans for own property.
*HOME LOANS for the crypto community: Creation of a crypto-ecosystem
*HOME LOANS for business: attracting new and returning old customers
*HOME LOANS for people: the opportunity to buy property without resorting to traditional methods like banks
*HOME LOANS for local partners: global business scaling
In order to create a platform HOME LOANS and develop business on a global level, our team took the decision to hold ICO. Successfull ICO will allow us to quickly create products and services, and will also make possible the development in the international market.
*The first stage of the project is the Pre-ICO HLCoin Token which will start on November 29 and end on December 29 (1 HLCoin = 0.5 $ +50% bonus)
*The second stage of the crowdsale project (1 HLCoin = 1 $ + bonuses 3)
*During crowdsale HLCoin will compile a limited number of 150,000,000 tokens and be sold at a fixed price. Original price: the price of the token is fixed at the level of 1 US dollar — 1 HLC token.
Token distribution: 
Founders — 8%
Advisers — 4%
Bounty — 3%
Investors — 85%
Bonuses to the first investors during the initial offering of the tokens (additional tokens added to the purchase):
PRE-ICO — bonus + 50% 1–3 days — bonus + 25% 3–9 days — bonus + 20% 9–18 days — bonus + 10% 18–31 days — bonus + 5%

🌎 Whitepaper : http://home-loans.io/White_Paper_ENG.pdf
🌎 Website : http://home-loans.io/
🌎 Twitter : https://twitter.com/HomeLoansCoin/
🌎 Facebook : https://www.facebook.com/HLCoin/
🌎 ANN BCTALK: https://bitcointalk.org/index.php?topic=2479111.0
⍣ ⍣ ⍣ Author: ⓈⒽⒶⓌⓃ ⍣ ⍣ ⍣
My BitcoinTalk Profile: https://bitcointalk.org/index.php?action=profile;u=862019
Disclaimer: am NOT in any way a financial adviser do not take this as financial advice and if you choose to invest in this crypto market please understand that this is a very high risk market , if you choose to do so dont invest more than what you’re willing to lose.



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